You wake up every morning in the home you worked so hard to buy. Beautiful neighborhood, great schools nearby, everything you ...

The rate on a 30-year fixed refinance dropped to 6.28% today, according to the Mortgage Research Center. The average rate on ...

As FHA borrowers face mounting affordability pressure and rising delinquency rates, a new bipartisan bill called the ...

Locking in one of today's lower mortgage rates may make sense, experts say, but there are some items to know first.

FHA loans are available to any borrower who meets the eligibility criteria, while VA loans are available only to active-duty ...

Having a strong, stable income will also improve your borrower profile and put you in a good position to negotiate. Having ...

New View Advisors urges HUD to cut upfront MIP and simplify HECM products, citing rising private-label share and MMI Fund strength.

Conventional loans which are resold to Fannie Mae only allow buyers' DTI to go up to 50% - meaning that no more than 50% of their gross monthly income should be allocated to their total monthly debt ...

This piece examines the widening affordability gap for first-time homebuyers and argues that eliminating LLPAs and reducing ...

This hack is known as an assumable mortgage, and it's gaining renewed attention at a time when homes may feel harder than ...

SoFi reports refinancing a mortgage replaces an old loan with a new one, potentially offering better terms, but costs must be ...

If you're taking out a conventional loan to finance a home purchase in 2026, it can be as much as $832,750 in most places in the country. The Federal Housing Finance Agency announced the conforming ...