FHA loans are available to any borrower who meets the eligibility criteria, while VA loans are available only to active-duty ...

Research has shown that FHA buyers have been intentionally excluded from the housing market in the past. What's surprising is that the bias against FHA borrowers has persisted even in today's buyer's ...

Mortgage delinquencies increased to 3.99% in Q3 2025, with FHA loans contributing significantly to the trend. Economic stressors such as a softer labor market and increased homeownership costs are ...

VA loans and FHA loans both aim to make homeownership more accessible, but they serve different groups and have distinct rules. VA loans, backed by the Department of Veterans Affairs, are available to ...

The Federal Housing Authority (FHA) Mortgage Bank said it has secured over N27 billion in housing loans for 3,427 Nigerians through the National Housing Fund (NHF) scheme, describing the milestone as ...

Federal Housing Administration (FHA) loans are a popular choice for first-time homebuyers and other borrowers who, for a variety of reasons, may have a hard time qualifying for a conventional home ...

EPM alleges the move is narrow in scope and took issue with HousingWire’s presentation of the story EPM CEO Eddy Perez estimated “It was only about 20 or 30 loans that we were doing in those states ...

These government-backed loans typically offer lower interest rates and require a minimum down payment of just 3.5%. And there’s a wide range of FHA loan options to choose from. But as with any loan, ...

Credit score, income, and other financial requirements are generally more lenient than the qualifications borrowers might encounter with a conventional loan. No matter how large your down payment, FHA ...

FHA loan requirements: FHA loans explained Federal Housing Administration (FHA) loans are a popular choice for first-time homebuyers and other borrowers who, for a variety of reasons, may have a hard ...

FHA Loan Requirements FHA mortgage requirements can vary by lender, but the basic FHA mortgage loan requirements include: Credit Score and Down Payment Generally, the FHA requires a 580 credit score ...