FHA loans are available to any borrower who meets the eligibility criteria, while VA loans are available only to active-duty ...

Home buyers have been shut out of the housing market because they can’t afford a house. Some are also facing barriers because ...

As national mortgage rates begin to stabilize and ease, a significant shift toward affordability and specific government-backed loan products is reshaping the real estate financing landscape in ...

Hawaii renters with low or moderate incomes have a new opportunity to become homeowners under a revived state program ...

The experts we spoke to recommend budgeting 10% to 20% of the purchase price for upgrades. For older, vacant, or neglected ...

New View Advisors urges HUD to cut upfront MIP and simplify HECM products, citing rising private-label share and MMI Fund strength.

This piece examines the widening affordability gap for first-time homebuyers and argues that eliminating LLPAs and reducing ...

According to Money’s daily survey, the rate on a 30-year fixed-rate loan is averaging 6.392%, down 0.016 percentage points. Other loan types saw rates tick higher. Rates are holding relatively ...

Refinancing could make sense if you want to lower your interest rate, get rid of mortgage insurance or change loan terms ...

Most mortgages offer a 15-day grace period, though some lenders give 10 days or adjust the timeframe based on the loan type. ...

Eight cities offer cash incentives if you move there. Based on area home prices, the cash can equal up to nearly a 20% down ...

The U.S. Department of Housing & Urban Development (HUD) has announced updated loan limits for calendar year 2026 under the Federal Housing Administration’s (FHA) Single Family Title II forward and ...