Best Mortgage Refinance Rates - Dec. 12, 2025
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During his Wednesday evening State of the Union address from the White House, President Donald Trump pledged to assist the nation with rising housing costs.The Trump administration has already taken action to lower mortgage costs but has pledged further relief through interest rate policy changes and upcoming housing reforms.
The latest jobs market, "with all of its uncertainties" is likely to leave the Fed in a pickle about future cuts, experts say.
The December Federal Reserve meeting may lead to lower mortgage rates, but it's not directly caused by the 25 basis point rate cut.
Locking in one of today's lower mortgage rates may make sense, experts say, but there are some items to know first.
Fitch affirms ratings for most top mortgage companies as their market share rises, but MSR leverage and debt trends weigh on some outlooks.
inews.co.uk on MSN
Mortgage price war as interest rates drop – with 3% deals 'by spring'
Mortgage rates could fall below 3 per cent by spring next year, experts say, as a price war is expected between lenders in 2026. In a rare piece of good news for Chancellor Rachel Reeves the Bank of England (BoE) cut interest rates by 0.
The Federal Reserve cut short-term interest rates for a third time in 2025. What's next for borrowers and consumers?
MoneyWeek on MSN
Mortgage market reforms: how the FCA's new affordability rules could help you onto the property ladder
The Financial Conduct Authority (FCA) will consult on a range of changes to mortgage lending rules in 2026 to help underserved borrowers